If you would like to use your insurance for psychotherapy, I encourage you to contact your insurance company to find out about your mental health benefits including deductibles, co-payment (co-pay) or coinsurance (either an amount or a percentage covered), number of sessions covered, and whether your plan covers out-of-network providers. Depending on your insurance I may be able to bill in-network or out-of-network. Generally HMO plans require providers to be in-network.
If I am in-network with your insurance company, you would be responsible for any deductibles, co-pays, coinsurance, or any fees not covered by your insurance such as phone sessions or cancellation fees. If I am not in-network with your insurance company, I can often provide you with a statement (“superbill”) for you to submit to your insurance company for reimbursement. Your insurance plan must cover out-of-network providers, which generally applies to PPO plans (e.g., Aetna PPO, Cigna PPO, Health Net PPO).
Make sure to bring your insurance card to your first visit. I accept payment in cash, check, and credit/debit card (minimum required to use your card).